wallet, rpc: listdescriptors does not need unlocked

With the last hardened xpub cache, we don't neeed to have the wallet be
unlocked for listdescriptors.

src/wallet/rpcdump.cpp

@@ -1787,8 +1787,6 @@ RPCHelpMan listdescriptors()
         throw JSONRPCError(RPC_WALLET_ERROR, "listdescriptors is not available for non-descriptor wallets");
     }
 
-    EnsureWalletIsUnlocked(*wallet);
-
     LOCK(wallet->cs_wallet);
 
     UniValue descriptors(UniValue::VARR);

src/wallet/scriptpubkeyman.cpp

@@ -2269,9 +2269,6 @@ const std::vector<CScript> DescriptorScriptPubKeyMan::GetScriptPubKeys() const
 bool DescriptorScriptPubKeyMan::GetDescriptorString(std::string& out) const
 {
     LOCK(cs_desc_man);
-    if (m_storage.IsLocked()) {
-        return false;
-    }
 
     FlatSigningProvider provider;
     provider.keys = GetKeys();

test/functional/wallet_listdescriptors.py

@@ -72,6 +72,10 @@ class ListDescriptorsTest(BitcoinTestFramework):
         }
         assert_equal(expected, wallet.listdescriptors())
 
+        self.log.info("Test listdescriptors with encrypted wallet")
+        wallet.encryptwallet("pass")
+        assert_equal(expected, wallet.listdescriptors())
+
         self.log.info('Test non-active non-range combo descriptor')
         node.createwallet(wallet_name='w4', blank=True, descriptors=True)
         wallet = node.get_wallet_rpc('w4')