diff --git a/src/interfaces/wallet.cpp b/src/interfaces/wallet.cpp
index 942952d9c6..152917ac60 100644
--- a/src/interfaces/wallet.cpp
+++ b/src/interfaces/wallet.cpp
@@ -464,6 +464,7 @@ public:
     {
         RemoveWallet(m_wallet);
     }
+    bool isLegacy() override { return m_wallet->IsLegacy(); }
     std::unique_ptr<Handler> handleUnload(UnloadFn fn) override
     {
         return MakeHandler(m_wallet->NotifyUnload.connect(fn));
diff --git a/src/interfaces/wallet.h b/src/interfaces/wallet.h
index 0157e9cf95..5d870c5e3d 100644
--- a/src/interfaces/wallet.h
+++ b/src/interfaces/wallet.h
@@ -266,6 +266,9 @@ public:
     // Remove wallet.
     virtual void remove() = 0;
 
+    //! Return whether is a legacy wallet
+    virtual bool isLegacy() = 0;
+
     //! Register handler for unload message.
     using UnloadFn = std::function<void()>;
     virtual std::unique_ptr<Handler> handleUnload(UnloadFn fn) = 0;
diff --git a/src/qt/overviewpage.cpp b/src/qt/overviewpage.cpp
index c376921b72..e0ae1f9e92 100644
--- a/src/qt/overviewpage.cpp
+++ b/src/qt/overviewpage.cpp
@@ -161,20 +161,27 @@ void OverviewPage::setBalance(const interfaces::WalletBalances& balances)
 {
     int unit = walletModel->getOptionsModel()->getDisplayUnit();
     m_balances = balances;
-    if (walletModel->wallet().privateKeysDisabled()) {
-        ui->labelBalance->setText(BitcoinUnits::formatWithUnit(unit, balances.watch_only_balance, false, BitcoinUnits::separatorAlways));
-        ui->labelUnconfirmed->setText(BitcoinUnits::formatWithUnit(unit, balances.unconfirmed_watch_only_balance, false, BitcoinUnits::separatorAlways));
-        ui->labelImmature->setText(BitcoinUnits::formatWithUnit(unit, balances.immature_watch_only_balance, false, BitcoinUnits::separatorAlways));
-        ui->labelTotal->setText(BitcoinUnits::formatWithUnit(unit, balances.watch_only_balance + balances.unconfirmed_watch_only_balance + balances.immature_watch_only_balance, false, BitcoinUnits::separatorAlways));
+    if (walletModel->wallet().isLegacy()) {
+        if (walletModel->wallet().privateKeysDisabled()) {
+            ui->labelBalance->setText(BitcoinUnits::formatWithUnit(unit, balances.watch_only_balance, false, BitcoinUnits::separatorAlways));
+            ui->labelUnconfirmed->setText(BitcoinUnits::formatWithUnit(unit, balances.unconfirmed_watch_only_balance, false, BitcoinUnits::separatorAlways));
+            ui->labelImmature->setText(BitcoinUnits::formatWithUnit(unit, balances.immature_watch_only_balance, false, BitcoinUnits::separatorAlways));
+            ui->labelTotal->setText(BitcoinUnits::formatWithUnit(unit, balances.watch_only_balance + balances.unconfirmed_watch_only_balance + balances.immature_watch_only_balance, false, BitcoinUnits::separatorAlways));
+        } else {
+            ui->labelBalance->setText(BitcoinUnits::formatWithUnit(unit, balances.balance, false, BitcoinUnits::separatorAlways));
+            ui->labelUnconfirmed->setText(BitcoinUnits::formatWithUnit(unit, balances.unconfirmed_balance, false, BitcoinUnits::separatorAlways));
+            ui->labelImmature->setText(BitcoinUnits::formatWithUnit(unit, balances.immature_balance, false, BitcoinUnits::separatorAlways));
+            ui->labelTotal->setText(BitcoinUnits::formatWithUnit(unit, balances.balance + balances.unconfirmed_balance + balances.immature_balance, false, BitcoinUnits::separatorAlways));
+            ui->labelWatchAvailable->setText(BitcoinUnits::formatWithUnit(unit, balances.watch_only_balance, false, BitcoinUnits::separatorAlways));
+            ui->labelWatchPending->setText(BitcoinUnits::formatWithUnit(unit, balances.unconfirmed_watch_only_balance, false, BitcoinUnits::separatorAlways));
+            ui->labelWatchImmature->setText(BitcoinUnits::formatWithUnit(unit, balances.immature_watch_only_balance, false, BitcoinUnits::separatorAlways));
+            ui->labelWatchTotal->setText(BitcoinUnits::formatWithUnit(unit, balances.watch_only_balance + balances.unconfirmed_watch_only_balance + balances.immature_watch_only_balance, false, BitcoinUnits::separatorAlways));
+        }
     } else {
         ui->labelBalance->setText(BitcoinUnits::formatWithUnit(unit, balances.balance, false, BitcoinUnits::separatorAlways));
         ui->labelUnconfirmed->setText(BitcoinUnits::formatWithUnit(unit, balances.unconfirmed_balance, false, BitcoinUnits::separatorAlways));
         ui->labelImmature->setText(BitcoinUnits::formatWithUnit(unit, balances.immature_balance, false, BitcoinUnits::separatorAlways));
         ui->labelTotal->setText(BitcoinUnits::formatWithUnit(unit, balances.balance + balances.unconfirmed_balance + balances.immature_balance, false, BitcoinUnits::separatorAlways));
-        ui->labelWatchAvailable->setText(BitcoinUnits::formatWithUnit(unit, balances.watch_only_balance, false, BitcoinUnits::separatorAlways));
-        ui->labelWatchPending->setText(BitcoinUnits::formatWithUnit(unit, balances.unconfirmed_watch_only_balance, false, BitcoinUnits::separatorAlways));
-        ui->labelWatchImmature->setText(BitcoinUnits::formatWithUnit(unit, balances.immature_watch_only_balance, false, BitcoinUnits::separatorAlways));
-        ui->labelWatchTotal->setText(BitcoinUnits::formatWithUnit(unit, balances.watch_only_balance + balances.unconfirmed_watch_only_balance + balances.immature_watch_only_balance, false, BitcoinUnits::separatorAlways));
     }
     // only show immature (newly mined) balance if it's non-zero, so as not to complicate things
     // for the non-mining users
diff --git a/src/wallet/rpcwallet.cpp b/src/wallet/rpcwallet.cpp
index 50aee04d8e..8776cc9bfe 100644
--- a/src/wallet/rpcwallet.cpp
+++ b/src/wallet/rpcwallet.cpp
@@ -1851,7 +1851,7 @@ static UniValue keypoolrefill(const JSONRPCRequest& request)
                 },
             }.Check(request);
 
-    if (pwallet->IsWalletFlagSet(WALLET_FLAG_DISABLE_PRIVATE_KEYS)) {
+    if (pwallet->IsLegacy() && pwallet->IsWalletFlagSet(WALLET_FLAG_DISABLE_PRIVATE_KEYS)) {
         throw JSONRPCError(RPC_WALLET_ERROR, "Error: Private keys are disabled for this wallet");
     }
 
diff --git a/src/wallet/wallet.cpp b/src/wallet/wallet.cpp
index fec2a39906..82901e09de 100644
--- a/src/wallet/wallet.cpp
+++ b/src/wallet/wallet.cpp
@@ -4412,3 +4412,12 @@ void CWallet::SetActiveScriptPubKeyMan(uint256 id, OutputType type, bool interna
     }
     NotifyCanGetAddressesChanged();
 }
+
+bool CWallet::IsLegacy() const
+{
+    if (m_internal_spk_managers.count(OutputType::LEGACY) == 0) {
+        return false;
+    }
+    auto spk_man = dynamic_cast<LegacyScriptPubKeyMan*>(m_internal_spk_managers.at(OutputType::LEGACY));
+    return spk_man != nullptr;
+}
diff --git a/src/wallet/wallet.h b/src/wallet/wallet.h
index 29c6bced95..66d4a51a9c 100644
--- a/src/wallet/wallet.h
+++ b/src/wallet/wallet.h
@@ -1165,6 +1165,9 @@ public:
        returns false if unknown, non-tolerable flags are present */
     bool SetWalletFlags(uint64_t overwriteFlags, bool memOnly);
 
+    /** Determine if we are a legacy wallet */
+    bool IsLegacy() const;
+
     /** Returns a bracketed wallet name for displaying in logs, will return [default wallet] if the wallet has no name */
     const std::string GetDisplayName() const override {
         std::string wallet_name = GetName().length() == 0 ? "default wallet" : GetName();
diff --git a/src/wallet/walletdb.cpp b/src/wallet/walletdb.cpp
index 548ae1a467..79316ca3e7 100644
--- a/src/wallet/walletdb.cpp
+++ b/src/wallet/walletdb.cpp
@@ -699,7 +699,7 @@ DBErrors WalletBatch::LoadWallet(CWallet* pwallet)
            wss.nKeys, wss.nCKeys, wss.nKeyMeta, wss.nKeys + wss.nCKeys, wss.m_unknown_records);
 
     // nTimeFirstKey is only reliable if all keys have metadata
-    if ((wss.nKeys + wss.nCKeys + wss.nWatchKeys) != wss.nKeyMeta) {
+    if (pwallet->IsLegacy() && (wss.nKeys + wss.nCKeys + wss.nWatchKeys) != wss.nKeyMeta) {
         auto spk_man = pwallet->GetOrCreateLegacyScriptPubKeyMan();
         if (spk_man) {
             LOCK(spk_man->cs_KeyStore);