diff --git a/src/wallet/feebumper.cpp b/src/wallet/feebumper.cpp
index c10a9eccd93..661de0e41fb 100644
--- a/src/wallet/feebumper.cpp
+++ b/src/wallet/feebumper.cpp
@@ -66,7 +66,7 @@ bool CFeeBumper::preconditionChecks(const CWallet *pWallet, const CWalletTx& wtx
     return true;
 }
 
-CFeeBumper::CFeeBumper(const CWallet *pWallet, const uint256 txidIn, int newConfirmTarget, bool specifiedConfirmTarget, CAmount totalFee, bool newTxReplaceable)
+CFeeBumper::CFeeBumper(const CWallet *pWallet, const uint256 txidIn, int newConfirmTarget, bool ignoreGlobalPayTxFee, CAmount totalFee, bool newTxReplaceable)
     :
     txid(std::move(txidIn)),
     nOldFee(0),
@@ -165,15 +165,7 @@ CFeeBumper::CFeeBumper(const CWallet *pWallet, const uint256 txidIn, int newConf
         nNewFee = totalFee;
         nNewFeeRate = CFeeRate(totalFee, maxNewTxSize);
     } else {
-        // if user specified a confirm target then don't consider any global payTxFee
-        if (specifiedConfirmTarget) {
-            nNewFee = CWallet::GetMinimumFee(maxNewTxSize, newConfirmTarget, mempool, ::feeEstimator, true);
-        }
-        // otherwise use the regular wallet logic to select payTxFee or default confirm target
-        else {
-            nNewFee = CWallet::GetMinimumFee(maxNewTxSize, newConfirmTarget, mempool, ::feeEstimator);
-        }
-
+        nNewFee = CWallet::GetMinimumFee(maxNewTxSize, newConfirmTarget, mempool, ::feeEstimator, ignoreGlobalPayTxFee);
         nNewFeeRate = CFeeRate(nNewFee, maxNewTxSize);
 
         // New fee rate must be at least old rate + minimum incremental relay rate
diff --git a/src/wallet/feebumper.h b/src/wallet/feebumper.h
index f40d05da28e..fc323167048 100644
--- a/src/wallet/feebumper.h
+++ b/src/wallet/feebumper.h
@@ -24,7 +24,7 @@ enum class BumpFeeResult
 class CFeeBumper
 {
 public:
-    CFeeBumper(const CWallet *pWalletIn, const uint256 txidIn, int newConfirmTarget, bool specifiedConfirmTarget, CAmount totalFee, bool newTxReplaceable);
+    CFeeBumper(const CWallet *pWalletIn, const uint256 txidIn, int newConfirmTarget, bool ignoreGlobalPayTxFee, CAmount totalFee, bool newTxReplaceable);
     BumpFeeResult getResult() const { return currentResult; }
     const std::vector<std::string>& getErrors() const { return vErrors; }
     CAmount getOldFee() const { return nOldFee; }
diff --git a/src/wallet/rpcwallet.cpp b/src/wallet/rpcwallet.cpp
index ae4f4f37cbc..8dc8e327f4b 100644
--- a/src/wallet/rpcwallet.cpp
+++ b/src/wallet/rpcwallet.cpp
@@ -2834,7 +2834,7 @@ UniValue bumpfee(const JSONRPCRequest& request)
     hash.SetHex(request.params[0].get_str());
 
     // optional parameters
-    bool specifiedConfirmTarget = false;
+    bool ignoreGlobalPayTxFee = false;
     int newConfirmTarget = nTxConfirmTarget;
     CAmount totalFee = 0;
     bool replaceable = true;
@@ -2851,7 +2851,10 @@ UniValue bumpfee(const JSONRPCRequest& request)
         if (options.exists("confTarget") && options.exists("totalFee")) {
             throw JSONRPCError(RPC_INVALID_PARAMETER, "confTarget and totalFee options should not both be set. Please provide either a confirmation target for fee estimation or an explicit total fee for the transaction.");
         } else if (options.exists("confTarget")) {
-            specifiedConfirmTarget = true;
+            // If the user has explicitly set a confTarget in this rpc call,
+            // then override the default logic that uses the global payTxFee
+            // instead of the confirmation target.
+            ignoreGlobalPayTxFee = true;
             newConfirmTarget = options["confTarget"].get_int();
             if (newConfirmTarget <= 0) { // upper-bound will be checked by estimatefee/smartfee
                 throw JSONRPCError(RPC_INVALID_PARAMETER, "Invalid confTarget (cannot be <= 0)");
@@ -2871,7 +2874,7 @@ UniValue bumpfee(const JSONRPCRequest& request)
     LOCK2(cs_main, pwallet->cs_wallet);
     EnsureWalletIsUnlocked(pwallet);
 
-    CFeeBumper feeBump(pwallet, hash, newConfirmTarget, specifiedConfirmTarget, totalFee, replaceable);
+    CFeeBumper feeBump(pwallet, hash, newConfirmTarget, ignoreGlobalPayTxFee, totalFee, replaceable);
     BumpFeeResult res = feeBump.getResult();
     if (res != BumpFeeResult::OK)
     {
diff --git a/src/wallet/wallet.cpp b/src/wallet/wallet.cpp
index 997515a04b8..564eec299ea 100644
--- a/src/wallet/wallet.cpp
+++ b/src/wallet/wallet.cpp
@@ -2890,12 +2890,12 @@ CAmount CWallet::GetRequiredFee(unsigned int nTxBytes)
     return std::max(minTxFee.GetFee(nTxBytes), ::minRelayTxFee.GetFee(nTxBytes));
 }
 
-CAmount CWallet::GetMinimumFee(unsigned int nTxBytes, unsigned int nConfirmTarget, const CTxMemPool& pool, const CBlockPolicyEstimator& estimator, bool ignoreUserSetFee)
+CAmount CWallet::GetMinimumFee(unsigned int nTxBytes, unsigned int nConfirmTarget, const CTxMemPool& pool, const CBlockPolicyEstimator& estimator, bool ignoreGlobalPayTxFee)
 {
     // payTxFee is the user-set global for desired feerate
     CAmount nFeeNeeded = payTxFee.GetFee(nTxBytes);
     // User didn't set: use -txconfirmtarget to estimate...
-    if (nFeeNeeded == 0 || ignoreUserSetFee) {
+    if (nFeeNeeded == 0 || ignoreGlobalPayTxFee) {
         int estimateFoundTarget = nConfirmTarget;
         nFeeNeeded = estimator.estimateSmartFee(nConfirmTarget, &estimateFoundTarget, pool).GetFee(nTxBytes);
         // ... unless we don't have enough mempool data for estimatefee, then use fallbackFee
diff --git a/src/wallet/wallet.h b/src/wallet/wallet.h
index 11b2f7a6634..a3974bf00ba 100644
--- a/src/wallet/wallet.h
+++ b/src/wallet/wallet.h
@@ -959,7 +959,7 @@ public:
      * Estimate the minimum fee considering user set parameters
      * and the required fee
      */
-    static CAmount GetMinimumFee(unsigned int nTxBytes, unsigned int nConfirmTarget, const CTxMemPool& pool, const CBlockPolicyEstimator& estimator, bool ignoreUserSetFee = false);
+    static CAmount GetMinimumFee(unsigned int nTxBytes, unsigned int nConfirmTarget, const CTxMemPool& pool, const CBlockPolicyEstimator& estimator, bool ignoreGlobalPayTxFee = false);
     /**
      * Return the minimum required fee taking into account the
      * floating relay fee and user set minimum transaction fee