Generate new descriptors when encrypting

src/wallet/wallet.cpp

@@ -592,8 +592,11 @@ bool CWallet::EncryptWallet(const SecureString& strWalletPassphrase)
         Lock();
         Unlock(strWalletPassphrase);
 
-        // if we are using HD, replace the HD seed with a new one
-        if (auto spk_man = GetLegacyScriptPubKeyMan()) {
+        // If we are using descriptors, make new descriptors with a new seed
+        if (IsWalletFlagSet(WALLET_FLAG_DESCRIPTORS) && !IsWalletFlagSet(WALLET_FLAG_BLANK_WALLET)) {
+            SetupDescriptorScriptPubKeyMans();
+        } else if (auto spk_man = GetLegacyScriptPubKeyMan()) {
+            // if we are using HD, replace the HD seed with a new one
             if (spk_man->IsHDEnabled()) {
                 if (!spk_man->SetupGeneration(true)) {
                     return false;